HDFC Loan Status Check:
Out of all the leading banks in India, the Housing Development Finance Corporation (HDFC) bank is one of them. It was established in Aug. 1994 and started its operations in Jan. 1995. In that period, Reserve Bank of India (RBI) started to bring revolution in the Indian banking sector. It has 4014 branches all across India and has 11,766 ATMs. It has an estimated capital of Rs. 550 crore. It gives a wide range of banking services of all classes and masses of India. Few are targeted for lower to middle class people. Some are also for big corporate giants. It is one of the leading private sector bank in India with millions of customers.
HDFC provide several Accounts and Deposits services like Savings Account, salary account, current account, fixed and recurring deposits, safe deposit locker, rural accounts, etc. It also provides a wide range of small to large loans based on the customers’ needs. Personal loan, business loan, home loan, car loan, two wheeler loan, loan against gold, education loan, loan on credit card, rural loans, etc. and many other are provided by this bank. These loans are given at most attractive interest rates. In addition to this, it also provides a wide range of investments in mutual funds, bonds, shares, etc. Not only this, but also HDFC has a vast range of insurance covers like life insurance, health insurance, motor insurance, travel insurance, home insurance, etc. It also has some retirement plans for retired persons.
Now when it comes to taking a loan, there are quite a few things that are to be kept in mind before taking up a decision. The interest rates, whether floating or fixed, the payback duration, the entire settlement process, etc. are to be properly studied and understood. It’s a wise thing to consult an expert before applying for a loan. Because there are various critical points and twists in a loaning process. Now after applying for the loan by own or through an agent, may be it is a personal loan or home loan or educational loan, one should keep track of the status of the loan. It is necessary to know whether the documents submitted are received or if there is any problem regarding documentation. User may also want to know and stay updated how far the loan application work has been done. This can be done either by self or by calling up the HDFC loan agent or loan executive.
The status of loan application can be done in a very few and easy steps. All one need to have a computer or mobile or tablet with internet connectivity to get connected from bank’s server and get the relevant data. Loan status checking feature is available only for Personal Loans, Business Loans, Loan against property, Commercial/ construction equipment loans, New Car loans, Used Car loans, Car-n-Cash loans and Two Wheeler loans. The entire process of checking the HDFC loan status is very simple, hassle free and user friendly. It is described below how it is done:
First the user have to log on to: https://leads.hdfcbank.com/applications/misc/LST/loantracker.aspx?src=hp
After the web page opens, write the name of the applicant who has applied for the loan in the box, beside the tab Applicant Name. Otherwise instead of applicant’s name one can provide The Reference/ Proposal Number instead of applicant’s name, in the next tab. This Reference/ Proposal Number is given at the time of submitting the loan application. One can easily contact the loan agent or loan executive under whose guidance, the loan was submitted, if they do not recall the Reference/ Proposal Number. Then the next step is giving the Date of Birth in the next tab, as mentioned in the application. Instead of providing Date of Birth, one can also provide the Mobile Number mentioned in the loan application. Then click the SUBMIT button. This will show the current application status of the loan applied. One can take a print out of the entire page of lone status. For any queries, call the HDFC 24*7 customer support.